Business Overhead Insurance

Protecting your business with Overhead Expense Insurance


Business Overhead Expense (BOE) insurance is a form of coverage that protects a business owner’s ability to pay monthly fixed business expenses in the event of a disability.

Eligible Expenses include:

  • Rent or mortgage payments
  • Utility expenses
  • Business taxes & licenses
  • Equipment and corporate car leases
  • Professional services such as accounting
  • Employee salaries.

BOE Insurance is an excellent way to ensure that your business can continue to operate and pay for fixed monthly expenses while you recover from a disability. Whether individually owned or purchased as part of your group plan, BOE is a cost-effective means of implementing additional disability insurance protection.