Employee and Employer Group RRSP Advantages – Understanding How a Well-Designed Plan is Easy and Cost Effective to Manage Having a well-designed RRSP group savings plan for your business will provide many benefits for both your business and your employees. A group savings plan is one of the best ways an individual can properly save for their retirement plan. Offering group RRSPs and pension plans will help make your business an attractive place to work. […]
Many Canadians are Not Prepared for a Major Illness – The Advantages of Critical Illness Insurance Life is busy and it’s easy to only focus on the present. Bad things can happen to good people, that’s why we buy insurance for our vehicle and our home, but what about our health. Here’s the truth, you are actually more likely to experience a major health issue than to see your home destroyed. Your health is an […]
Recently I was asked to do presentation at the Toronto Regional Board of Trade. The topic was retaining employees using employee benefits and technology. The topic is very front and center with wellness as the side dish if you will. Today there is much ballyhoo in regards to wellness. Interestingly a recent Sanofi Health Survey reported the top two items employees wanted out of a wellness program were flexible work hours/schedule and healthy snacks available […]
We thought it was important to let all of our advisors know about the actions Johnston Group is taking on this potential issue. As you likely know, the Federal Government is considering eliminating the existing tax exempt status for health and dental benefits in employer based plans. This could lead to significant disruption in the group benefits marketplace as it not only would impact the cost of the existing plans but could also result in […]
Again the Canadian federal government is looking to add to the tax burden of small business in this country. At some point one would hope common sense would prevail. With dividend income equalling regular income and most tax advantages to business owners evaporating, and combined with excessive utility bills, invasive regulations, and a potential carbon tax burden any business owner opening shop in this environment deserves a medal. The thought that those without benefits should […]
Sticky Branding: Create a First Choice Advantage Jeremy Miller Will Be Speaking at The Chambers Plan Spring Meeting 2016 May 31 & June 1 at Westin Blue Mountain Collingwood. Do your clients choose you first? This question is the essence of branding. Branding isn’t about logos, taglines, or colors. Branding is about the bond you form with your clients — a bond where they choose you first. This is what separates average companies from Sticky […]
We are searching for 2 candidates for the position of group benefits sales representative. The candidates should be someone looking to grow a block of business that they can earn ownership in. The opportunity to work with Tanner Financial Services and the Chambers Plan as an exclusive advisor is an outstanding opportunity. Marketing support, office space, technology, supplies, and administrative help provided by TFS. The correct candidates will be someone driven to succeed that enjoys […]
Do I Need Disability Insurance? It’s fair to say that your health is the most important asset you can own. Good health is the foundation for a happy and successful personal and professional life. Unfortunately, health is an asset with no guarantees. Bad things can happen to anyone and disability insurance is a tool that provides you and your loved ones protection. Your health directly effects your ability to earn money. A long-term illness or […]
Understanding the Advantages of Disability and Critical Illness Insurance Benefits Good health is one of the most important things an individual can have. It’s something that many of us take for granted, but it’s important to have a strong insurance plan that insures your greatest asset. It’s not something you think about, but your health is essential in your career. Without it, your ability to earn an income and grow your career can be severely […]
Why The Chambers Plan Is Your Best Option for Group Benefits for Firms Under 100 Employees Recently there has been a great deal of debate about value in the group insurance industry. For year’s carriers have competed for business almost exclusively using price as their sole marketing mechanism. In fact, it is not uncommon for a carrier to price health and dental premiums below a company’s previous year’s actual claims. For some time, the exception […]
