On May 4th, 2017 Bill S-201 was given Royal Assent. This is a very important piece of legislation many Canadians do not know about. Essentially it protects an individuals genetic history from being used in a discriminatory way. In the insurance business in general terms it means underwriting each individual for coverage, whether it be life, critical illness, annuities or disability products based on their current risk as we can identify them, such as current health and job description and lifestyle risks. It prevents genetic testing from being used to rate them further. For consumers this is a good step in protecting their privacy and I commend the government for passing this legislation.