When it comes to saving for your financial goals it’s important to stick with the fundamentals of investing. Far too often we see clients and prospects that stray and pay the price. You really must have discipline and remove the emotion out of your process. In times of rising tides, we become overconfident in our ability to predict outcomes. A bull market at the end of its run is full of investors who feel they […]
Conversation with your heirs about their inheritance is invaluable. While the biggest inter-generational transfer in Canadian history is taking place right now, a recent poll by IPC Private Wealth indicates the majority of affluent Canadians are keeping their heirs in the dark on how they plan to pass on their wealth. Unfortunately, this lack of communication between parents and children is causing doubt and confusion among heirs and heightens the risk of many benefactors […]
When you think of parents becoming seniors and getting older, typical concerns around health issues come to mind. But financial issues can also arise. This article explores some of the ways adult children can help. As they age, your parents may suffer a loss in cognitive abilities or may simply lack awareness of financial planning issues relevant to later years. Your involvement will not only help your parents, it will most likely make life easier for you.
You’ve spent decades building your business and making it your own. Retirement is on the horizon, and it’s time to think about transitioning your company to a successor.
Special Thanks to all the players, sponsors and donors who participated in our 11th annual Charity Classic Golf Tournament! It was a huge success and a great day! A total amount of $10,000 was raised! We were happy to provide $5,000 for the benefit of the Geneva Centre for Autism, $2,500 for the Jake Thomas Trust and $2,500 for the Gerry Tanner Memorial Scholarship. Wow! We could not have done this without you. If you want […]
Chambers Plan – Group Benefits & Insurance For Small Business Brett Tanner is interviewed on The Humble & Fred Radio Show August 14, 2018 Discussion On The Influence of Technology On Group Benefits Should Small Businesses Buy Group Benefits Online? Find Out What Technology Can Do To Help A Small Business. Chamber Of Commerce Group Benefits – Insurance For Small Business – Benefit Plans For Small Business Please click below to listen to the Brett Tanner […]
Estate planning may be more difficult for a blended family.
While the largest wealth transfer in Canadian history is happening, we are also observing a lack of communication between parents and children. According to a recent IPC Private Wealth poll, 58% of Canadians haven’t had this talk with their heirs, 46% intend to, and 12% don’t ever plan to. And the conversation gap may be even wider in blended families (i.e. children from a first marriage that ended in divorce and from a second marriage that is still intact).
Here’s an interesting article worth considering particularly for those of you approaching or in retirement. Using a conservative or more balanced approach may be an effective strategy for the short term for risk management. While Hussman is a notorious bear he is not wrong here. After Facebooks terrible day their P/E was higher than what most investors would look for in any market. There may still be some upside to the market but using a more global and balanced strategy will reduce your risk in the even of a correction.
Understanding Ontario’s Revised OHIP+ and What They Mean to Private Group Insurance Plans The newly elected Ontario Conservative Government recently announced some major changes to the province’s OHIP program. Christine Elliott’s first official act as Ontario’s new Health and Long-Term Care Minister was to announce some major changes to the plan that would provide prescription drug coverage to anyone under the age of 25. The new policy creates a pharmacare program, establishing a second payer […]
