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Time For Canadians To Re-Evaluate Their View Of Business

This past week I ran into a couple of articles that really define the issues on the Canadian political landscape and their impact on small and mid sized enterprise in this country. The article linked here from the Fraser Institute provides some data on comparing government and private sector compensation. Link –  https://shar.es/a1RpHx For as long as I have been working the most common understanding at the grassroots level for most Canadians was work for […]

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Brett Tanner Humble & Fred Interview October 23, 2018

Chambers Plan – Group Benefits & Insurance For Small Business Brett Tanner is interviewed on The Humble & Fred Radio Show October 23, 2018 Discussion On Insurance For Small Business – How insurance pooling works for you and your company. Chamber Of Commerce Group Benefits – Insurance For Small Business – Benefit Plans For Small Business Please click below to listen to the Brett Tanner interview with Humble & Fred.    

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Understanding The Costs Associated with Prescription Drugs in Canada

The National Pharmacare movement like many things is built from several sources and not a single base. The issues at hand are that first of all we have a relatively inefficient buying system for drugs. We have patent periods before lower cost equivalents, generics, if you will, can be produced. There’s also the issue of affordability for lower income or unemployed individuals or families. One should also consider the high inflation level that is impacting […]

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Business Succession Planning 101

Business Succession Planning 101  

Are You Ready to Pass the Torch?

Selling a business or passing it on to the next generation can be the most important financial event in an entrepreneur’s lifetime. But Canadian small business owners are not succeeding when it comes to succession planning. A new poll from IPC Private Wealth found 42 percent of small business owners are uncertain about their retirement and almost half – 48 percent don’t seek financial advice.

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How much retirement income is enough?

Take control of your retirement income. Many Canadians are either misinformed or working on the wrong set of assumptions when it comes to planning for their retirement years and retirement income. Getting educated on how much you will need, and where it’s going to come from is a critical part of planning for your future and adjusting to new economic realities. If you are uncertain where to start, I have the perfect tool for you. […]

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Estate planning: An Important Financial Plan

When it comes to financial planning, retirement is the first thing we all think of. It’s our big reward for years of working, saving and investing for the future. But retirement planning is only one part of any financial plan. Estate planning is just as important as the retirement plan because it impacts your loved ones. It’s a way of planning your last wishes and leaving a lasting legacy. No one wants to think about […]

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Health-care coalition sets out recommendations for national pharmacare

How to get it wrong, good article showing the perspective of those not having to pay for national pharmacare. This is not free.The end result of a single payer system is a cost to the system in excess of $25-30 billion. This will fall onto the backs of employers and employees through additional taxation. There`s evidence a single buyer system and increased competition in the pharmacy world and patent legislation could save the system in […]

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RRSP? TFSA?

RRSP? TFSA? Which is the answer for you? When it comes to investment planning, there’s always a lot of questions. Long-term retirement planning or short-term financial goals? RRSP or TFSA? Tax-differed or tax-free? First, what exactly are TFSAs and RRSPs? A Tax-Free Savings Account (TFSA) generates growth that is tax-free. On the other hand, a Registered Retirement Savings Plan (RRSP) compounds your savings and provides tax-deferred growth that is taxable but offers a variety of […]

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RRSPs – Time is flying by

Time is flying by—your retirement is closer than you think. We have all experienced time passing faster than expected. A week or a month getting away from us, a summer passing by in the blink of an eye, another birthday comes around and we wonder where all that time went. Watch out! This applies to your retirement as well, as many Canadians are finding out each year. They meant to make or review their financial […]

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